2351 S FM-51, Suite 300 Decatur, Texas 76234 | (940) 627-8888

About Us

Stephens, Bastian and Cartwright, LP is a white-glove insurance service firm.  We are an independent agency appointed with a multitude of carriers.  Our clients will tell you that our service is not only extensive, but accurate, thorough, timely and above expectations.  We don’t offer binders of fancy color brochures filled with fluffy service offerings.  We offer black and white, take-work-off-of-your-desk, dependable service while delivering the best pricing the market allows. Our approach is strategic, consultative, educational and analytical.  We deliver results and are interested in working with clients who desire an extremely trustworthy, long-term relationship.

Our background on the benefits side includes decades of experience on the healthcare consulting, health insurance company, hospital administration, benefits administration, managed care contracting, and employee benefits brokerage sides of the industry.  Very few agencies can offer this depth of experience.

On the Property and Casualty side, our background includes experience on the insurance carrier, loss control consulting, purchasing and brokerage sides of the industry.   We specialize in finding not just the best price, but helping you prevent and control your losses in a pro-active, well-informed manner.  No over-selling - just a confident, consultative approach to making sure you have what you need to protect your business and employees.

In our firm, service is our number one priority.  If you feel that you struggle to manage your current programs, call us.  We will show you how easy it can be.


We fully understand your number one priority is to get the best price possible while maintaining the coverage you and your employees need. We will deliver that to you every single time. This is, however, a small part of our service model. We know that there are many, many service needs you encounter on a daily, weekly or monthly basis and we have structured our service model to address all of them with a smile on our face. We understand your needs in-depth because we have been in your position before. 

We have honed and perfected our service model based on every single need we know you will encounter. We have single employee clients up to 2,000+ employee clients that spread into over 80 locations and multiple countries. There is no level of complexity we haven’t helped our clients manage with complete peace of mind. We can also help with retirement benefits, integrated benefit admin/payroll/onboarding services and HR consulting. Your need is our command.

Character Counts

“Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.”
- John Wooden

The Character Counts Scholarship was created to recognize students who have exhibited outstanding character traits throughout their high school years. We see that there are a number of scholarships offered for academic and athletic achievement, but virtually none for being an outstanding human being. We want to change that. Our goal is to grow this scholarship to be one of the most recognized and sought after in our county.

Brian Stephens, President of Stephens, Bastian and Cartwright, LP, is a founding member of Character Counts. Brian and his agency are proud Sponsors of this great organization. To learn more, check out the Character Counts Website.


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